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Patriot National Underwriters, Inc. offers umbrella or excess liability with both admitted and non-admitted companies.
We can provide you with umbrella or excess liability coverage on either a primary or excess basis on virtually any class of business through several leading umbrella / excess markets.
Required underlying (primary) limits on most classes:
- General Liability
- $1,000,000 occurrence
- $2,000,000 general aggregate
- $2,000,000 products / completed operations aggregate
- $1,000,000 personal / advertising injury
- Automobile Liability
- $1,000,000 CSL
- Employers' Liability
- $1,000,000 each accident
- $1,000,000 disease–policy limit
- $1,000,000 disease–each employee
Submission Requirements on most risks:
- Completed Acord Applications
- Copies of Underlying General Liability quote with classifications, exposure basis and terms & conditions
- Currently valued genral liability and auto liability loss runs for 5 years or number of years in business if less than 5.
- Any applicable supplemental application
Sample of classes written include:
- Commercial Property Management, Owners or Services
- Contractors
- Artisan Contractors
- General Contractors
- Specialty Contractors
- Delivery / Transportation Risks
- Distributors
- Habitational Risks
- Apartments–including condo or townhome rentals
- Hotel / Motel
- Rental Dwellings
- Manufacturers
- Retail Risks
- Wholesale risks
- Oil & Gas
Call us at 972.239.1458 or 800.291.6846 for information concerning specific classes not listed above.